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Permanent Disability

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When injuries do not heal, your case must fund the life you still deserve

When injuries do not heal, your case must fund the life you still deserve

Permanent disability affects work, independence, and daily life. It can follow from a single traumatic event or from complications that never fully resolve. Carma Legal builds the medical and economic proof that shows the full impact of a permanent condition and pursues compensation that covers both the costs you see today and the needs you will face tomorrow in Nevada and North Carolina. We do not wait for justice. We go get it.

Why choose Carma Legal

Attorney led strategy

from the first call to resolution

Early evidence preservation

for liability and medical causation

Life care and vocational

planning that reflects real world needs

Economic analysis

that captures lost earnings and benefits over time

Clear communication

with timelines you can trust

Every case is personal. Your goals guide our plan.
What is permanent disability

Permanent disability means your injury has reached maximum medical improvement but lasting limitations remain. It can be total or partial. It can involve a single body system or many. The label matters less than the proof. We focus on documenting what you can no longer do, what you can do only with pain or assistive devices, and what that means for work and daily life.
Common permanent conditions after trauma

  • image Traumatic brain injury with cognitive or behavioral deficits
  • image Spinal cord injury with paralysis or sensory loss
  • image Amputation with ongoing prosthetic needs
  • image Complex orthopedic injuries with hardware and permanent restrictions
  • image Chronic pain syndromes and post traumatic headaches
  • image Severe burns with contractures and limited range of motion
  • image Nerve injuries and neuropathies
  • image Vision or hearing loss

Medical proof that holds up

Insurers often dispute permanence. We answer with detailed medical evidence.
  • image Treating provider records that show plateau and lasting restrictions
  • image Independent specialty evaluations when helpful
  • image Imaging, operative reports, and diagnostic testing over time
  • image Functional testing such as balance, grip strength, and range of motion
  • image Neuropsychological testing for attention, memory, and processing speed
  • image Pain management and mental health records that explain day to day impact
  • image Provider narratives that connect the injury to current limitations and future needs
Impairment ratings and restrictions Where appropriate, we obtain impairment ratings using accepted guides and translate them into practical restrictions. We explain the difference between impairment and disability in clear language a jury can understand.

Vocational impact and earning capacity

Permanent disability is about more than medical limits. It is about employability.

  • image Work history and transferable skills analysis
  • image Functional capacity evaluations that measure safe work abilities
  • image Accommodation feasibility under workplace policies and the ADA
  • image Labor market surveys that reflect real job availability
  • image Diminished earning capacity calculations through expected work life
  • image Inclusion of fringe benefits, overtime, and retirement contributions

When full return to prior work is not realistic, we show the size of the gap and what it means for your financial future.

Life care planning and long term needs

A strong claim funds real life. We work with qualified life care planners to model needs across decades.

  • image Specialist visits, therapies, and medications
  • image Durable medical equipment with replacement cycles
  • image Home modifications such as ramps, accessible bathrooms, and widened doors
  • image Vehicle modifications and accessible transportation
  • image Home health, attendant care, and respite services
  • image Psychological counseling for trauma, anxiety, or depression
  • image Case management and caregiver training
  • image Future surgeries, hardware removal, or revision procedures
  • image Out of pocket costs that families shoulder when insurance falls short
Benefits coordination without surprises
Permanent disability claims often overlap with other benefit systems. We coordinate strategically and explain your options.
  • image Private long term disability policies
  • image Short term disability programs
  • image Social Security Disability Insurance applications and timing
  • image Workers’ compensation interactions when a third party is also at fault
  • image Reimbursement and lien issues for health insurers, government plans, or disability carriers
  • image Complete medical records tying the incident to the amputation decision
We keep your civil case aligned with these programs to maximize net recovery.

Liability development

Permanent loss must still be tied to fault. We build the liability record with the same discipline we apply to damages.
  • image Scene photographs, measurements, and surveillance or dash camera video
  • image Police reports, crash diagrams, and event data recorder downloads
  • image Maintenance logs, safety policies, and prior incident records for premises and trucking cases
  • image Product specifications, manuals, warnings, and recall information for defective product claims
  • image Witness statements and company records that show ignored hazards
Damages we pursue
  • image Emergency care, hospitalization, surgery, and inpatient rehabilitation
  • image Long term therapies, medications, supplies, and equipment
  • image Home and vehicle modifications with future replacements
  • image Home health and attendant care
  • image Lost wages and diminished earning capacity through work life
  • image Pain, suffering, loss of enjoyment of life, and disfigurement
  • image Out of pocket expenses and transportation
  • image Wrongful death damages for eligible family members when loss of life occurs
  • image Punitive damages where permitted by law and supported by the facts

Our process

Strategy session

We learn your goals, identify urgent needs, and set timelines.

Evidence preservation

Requests for video, data, and records that can disappear quickly.

Liability buildout

Reconstruction and industry standards as needed. Corporate and property records obtained and analyzed.

Medical and damages development

Treating provider coordination, impairment and functional evaluations, life care planning, vocational and economic analyses.

Demand and negotiation

A comprehensive claim package that pressures carriers to value the case correctly.

Litigation when required

Filing suit, depositions, motion practice, expert disclosures, and trial preparation if fair resolution is not offered.

Frequently asked questions
Do I need an impairment rating to win my case?
Not always. An impairment rating can help, but clear medical restrictions and credible functional evidence are often just as important.

 Yes. Many clients can work in reduced roles or with accommodations. We quantify the gap between what you could earn before and what you can earn now.

Preexisting conditions do not end a claim. We show how the incident caused new harm or aggravated old issues with objective proof.
Permanent disability cases can take longer because medical status must stabilize. We keep momentum and provide regular updates.
Most injury matters are contingency based. You pay no attorney fee unless compensation is recovered. All terms are provided in writing.

Why clients choose Carma Legal

  • image Attorney level attention to complex medical and economic proof
  • image Licensed in Nevada and North Carolina
  • image Early preservation of critical evidence
  • image Clear, respectful communication with you and your family
  • image Preparation that insurers and defense counsel respect
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